Annual Report 2024
View and download sections of our Annual Report.
Financial Highlights for the year ended December 31, 2024
PROFIT BEFORE TAX
POST TAX RETURN ON EQUITY
TOTAL ASSETS
LIQUIDITY COVERAGE
CAPITAL ADEQUACY
Board of Directors' Statement
” I am pleased to present the 26th Annual Report and Financial Statements of Ghana International Bank plc (“GHIB” / the “Bank”) for the year ended 31 December 2024.
The Bank has continued to improve its profitability this year and the outlook for the Bank and its core market, Ghana is positive. It continues to make important investments in its technology modernisation program to improve operational resilience, efficiency, and enhancing client experience. We remain focused on making an effective regulatory and controls framework the bedrock of how we do business.”
The Rt Hon Lord Paul Boateng CVO
Chair, Remuneration and Nominations Committee
Chief Executive's Statement
“Our pool of counterparties is growing, and marketing efforts to engage beneficiaries around the world has proven to be successful. GHIB continues to
execute on its strategy of diversification and deeper market penetration in trade finance – in line with our vision of becoming the most compelling UK trade bank focused on Africa.”
Dean Adansi
Chief Executive Officer
Our Strategy and Business Model
Since 1959, GHIB has been focused on providing a uniquely African Perspective to Global Market and International Finance, powered by the unparalleled capacity of the City of London as a global financial hub. GHIB ‘s success is based on the following affirmations. the GHIB strategic Intent is to become the UK’s Pan African Trade Bank, building wealth through trade for African Corporates, Sovereigns and Banks.
Sustainability Report
“The creation of long-term value for all the Bank’s stakeholders and operating our business in a way that is sustainable, is of paramount importance. We are committed to maintaining an open and safe environment in GHIB.”
Governance Report
GHIB’s corporate governance arrangements play a key role in supporting the Bank’s operations and are critical in achieving its objectives. These provide a clear, well-defined structure for effective decision-making at the highest levels in the Bank.